Citizens State Bank
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Why Invest with a Bank Trust Department?+

When you work with a Trust Officer at a bank that provides wealth management through investment and trust services, you do not have to worry about commission based sales pressure or other possible conflicts of interest that are common in the brokerage industry. Bank Trust Officers are trained to act as "fiduciaries", which means the best interest of the client will always come first. There is no shortage of sales people who hold themselves out to be "financial advisors", but very few accept the role of a fiduciary. To act as a fiduciary requires the highest standard of care and objectivity that a financial professional can provide to a client. Bank Trust Departments provide fiduciary based wealth management for individuals, trusts, endowments and foundations.

Why Choose a Corporate Trustee?+

The role of "Trustee" is a tremendous responsibility. Most trusts are established to allow the creator or "grantor" of that trust to have their assets managed in a competent and objective manner for the benefit of another, commonly referred to as a "beneficiary", after the grantor's death. Many people who establish a trust name a relative to act as trustee. Often times that relative is also a beneficiary of the trust, which will likely result in a conflict of interest, or at the very least the appearance or possibility of a conflict. Also, that relative typically does not have the training or expertise to objectively and professionally invest, manage and account for the assets entrusted to them. This can lead to division among family members and other beneficiaries. There is no reason to place that burden on a family member when you can have professional management provided by an objective third party for a reasonable fee through a Bank Trust Department.

Why Citizens State Bank & Trust Co.?+

For over 100 years, Citizens State Bank & Trust Co. has offered the professional services and continuity that has helped our clients accumulate wealth and provide for their families. Since 1974 the Trust Department has worked with individuals, businesses, foundations and other entities to provide wealth management through investment and trust services. Our expertise has allowed us to provide professional investment management and trust administration to a growing client base.

Wealth Management for Life...and Later.

Not FDIC insured | Not a bank deposit | Not bank guaranteed | May Lose Value