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Citizens State Bank
Citizens State Bank

Certificates of Deposit

We offer a variety of terms with competitive rates for a safe money saving option. They are automatically renewable, fix rate for specified term, $500 minimum balance to open, and penalty for early withdrawal. Interest can be compounded quarterly, semi-annually or annually and paid by check, deposit, or ACH on a monthly, quarterly, semi-annually, or annually basis.

Certificate of Deposit are insured by the FDIC, so your principle is always safe up to $250,000! As of May 20, 2009 all deposits are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.

See our current rates here or contact us at (785) 472-3141 and start saving today!

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