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Free Cash Back Checking

Get paid cash back on everyday debit card purchases & nationwide ATM fee refunds all for just doing a few banking basics.

It’s Easy to Earn Your Rewards

It’s so easy to qualify!!! All of the following transactions and activities must post and settle to your account during each Monthly Qualification cycle:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions and transfers between accounts do not count toward earning account rewards.

“Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Qualifications for the account include having at least one ACH credit or debit post and clear and have at least 12 debits card post and clear account during monthly qualification cycle. Intra-bank transfers do not count as qualifying transactions. ATM transactions do not count towards monthly debit card purchases. Rates may change after account is opened. Limit one account per social security number.

Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on and up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20, for nationwide internal and external ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Receipt of electronic statements via Online Banking is required, 12 debit card purchases post and settle, and at least one ACH credit or debit are qualifications of this account. Limit one (1) account per individual taxpayer identification number.