Savings Overview

Feature

Regular Savings

Cornerstone Money Market

Christmas Club

Penny Pig Savings

Feature: Interest Bearing

Regular Savings: Yes

Cornerstone Money Market: Yes

Christmas Club Savings: Yes

Penny Pig Savings: Yes

Feature: Minimum balance required to avoid a service charge

Regular Savings: If daily balance falls below $100 per statement cycle a Service Charge of $2

Cornerstone Money Market: If daily balance falls below $2,000 a Service Charge of $5.50

Christmas Club Savings: None

Penny Pig Savings: None

Feature: Free Online Banking

Regular Savings: Yes

Cornerstone Money Market: Yes

Christmas Club Savings: Yes

Penny Pig Savings: Yes

Feature: Minimum Deposit to Open

Regular Savings: $50

Cornerstone Money Market: $50

Christmas Club Savings: $1

Penny Pig Savings: $1

Feature: Additional Information

Regular Savings:

Cornerstone Money Market:

• Unlimited withdrawals in person. All other debits limited to 6 per statement cycle

Christmas Club Savings:

• Funds disbursed annually on approximately November 1

Penny Pig Savings

• Account for children up to 12 years old
• Prize for each aggregate of $25 deposit to account (Passbook required)