Mortgage Loans

When it is time to finance your home, we can help! We offer loans to meet a variety of needs including:

• Competitive rates for home purchase, refinance, or construction
• Primary residence, second homes, vacation homes, or investment properties
• A wide range of terms customized to your situation
• Financing programs available:
  • Fixed rate mortgages
  • Adjustable rate mortgages
  • First time homebuyer
  • Construction loans
  • Down payment assistance
• Pre-Approvals available
• Refinance your current loan to potentially lower rate

Citizens State Bank & Trust Co NMLS # 466186